Finance Minister Amir Khasru Mahmud Chowdhury informed Parliament today that the total amount of defaulted loans in the country’s banking sector has reached a staggering ৳5.45 lakh crore.
While responding to a query from National Nagorik Party (NCP) member Abul Hasnat (Hasnat Abdullah) on Monday, the Finance Minister detailed that as of December 31, 2025, the exact volume of non-performing loans (NPLs) stood at ৳5,44,831 crore.
Top 20 Defaulters Revealed
The Finance Minister placed a list of the top 20 loan defaulters before the House. The entities named include:
- S. Alam Super Edible Oil Limited
- S. Alam Vegetable Oil Limited
- S. Alam Refined Sugar Industries Limited
- S. Alam Cold Rolled Steels Limited
- Sonali Traders
- Bangladesh Export Import Company Limited (BEXIMCO)
- Global Trading Corporation Limited
- Chemon Isat Limited
- S. Alam Trading Company Private Limited
- Infinite CR Strips Industries Limited
- Keya Cosmetics Limited
- Deshbandhu Sugar Mills Limited
- PowerPack Mutiara Keraniganj Power Plant Limited
- PowerPack Mutiara Jamalpur Power Plant Limited
- Pacific Bangladesh Telecom Limited
- Karnaphuli Foods (Private) Limited
- Murad Enterprise
- CLC Power Company Limited
- Beximco Communications Limited
- Rangdhanu Builders (Private) Limited
Loans Held by Lawmakers
The Minister further disclosed that the total outstanding loan amount held by current Members of Parliament and their interest-linked institutions stands at ৳11,117.31 crore. Additionally, he noted that ৳3,330.08 crore in defaulted loans remains unreported as such due to various court stay orders.
Government Action Plan
To tackle the rising NPLs, Amir Khasru Mahmud Chowdhury outlined several measures:
- Quarterly Meetings: Banking authorities are meeting every three months with the top management of banks where classified loans exceed 10% to identify bottlenecks and implement action plans.
- Progress Monitoring: Recovery progress of the top 20 defaulters is being reviewed in every Bankers’ Meeting organized by Bangladesh Bank.
- Special Guidelines: Bangladesh Bank has formulated specific guidelines for banks struggling with high NPL ratios.
- Policy on Willful Defaulters: A new policy has been issued under the Banking Companies (Amendment) Act to identify and take strict action against “willful defaulters.”
